Retail / Office / Mixed Use

1. Full Documentation or Stated Income loans available
   
2. Purchase
         A.  $150,000 to $25,000,000
         B.  Up to 97% LTV on owner occupied properties
         C.  Debt Service Coverage (DSC) 1.3
   
3. Refinance
         A.  Cash Out
         B.  Rate and term
   
4. Construction
         A.  Full documentation ONLY
         B.  Purchase land
         C.  Construction funding
         D.   Interest only 12-24 months
         E.  1 time close - construction to permanent
         F.  80% LTV
   

Retail Property Loans:

National Commercial Property Loans has the experience you need for retail property funding. Suitable properties include:

1. Development
   
2. Construction
   
3. Take-out
   
4. Acquisition
   
5. Refinancing and Permanent Financing
   
6. Anchored or unanchored retail centers.

The best rates and terms are possible if your property meets some of these basic conditions:

1. Property has high visibility and traffic potential
   
2. A profitable operating and occupancy history
   
3. Property has direct access to major roadways

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Office Building Loans:

From downtown high-rises to suburban office parks, this is one of our specialties in the business of commercial real estate. National Commercial Property Loans provides customized office financing solutions for commercial investors nationwide, with these advantages:

1. High LTV of up to 80% of your property value
   
2. Up to 30-year fixed rates & terms available
   
3. Financing available within 30 to 45 days

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Mixed Use Property Loans:

Mixed use property may consist of apartments and retail stores in the same building, or apartments with dance studio or fitness center in the same building.

Mixed use properties must contain at least one commercial unit (retail, office…) and at least one residential unit.  Common types of mixed-use properties include a ground floor retail or office unit with apartment/s above, all within the same building.  The primary use at the property must be for residential purposes in order for it to be considered mixed-use.

Most banks and other conventional lending sources all over the country often turn down small amount loan requests for mixed use property financing. Many times the borrower's credit is good and the property is sound and well-occupied. They just don't want to handle a small loan. Because of this many deserving business people do not get necessary loans. National Commercial Property Loan will work with you to close that small mixed use property financing that others will not handle.

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